South African tax & finance

Master your money in South Africa

Free, transparent calculators for SARS tax, home loans, and the time value of money — every number worked out in your browser.

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Not financial advice

These calculators are for informational and educational purposes only. They do not constitute financial, tax, or legal advice. Always consult a qualified financial advisor or tax professional before making financial decisions.

Why use these tools

Everything you need to understand South African tax and financial calculations.

SARS tax insights

See how South African tax brackets, rebates, and deductions actually work.

Interest calculations

Model compound interest, loan repayments, and the true cost of borrowing.

Time Value of Money

Visualise how money grows over time with interactive charts.

Free & private

Every calculation runs in your browser. No sign-up, nothing leaves your device.

Financial calculators

Choose a calculator to get started with your financial planning.

Home Loan Calculator

Work out monthly repayments with a detailed amortisation schedule.

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Income Tax Calculator

Calculate your tax from the current SARS tax tables, bracket by bracket.

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Time Value of Money Calculator

Calculate the future value of your money with compound interest.

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Car Finance Calculator

See how balloon payments and interest add up — and when you go underwater.

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How it works

Simple, accurate, and transparent — three steps from question to answer.

Choose your tool

Pick the calculator that matches what you need to work out.

Enter your details

Input your numbers — everything is computed locally, in your browser.

Get insights

Read detailed breakdowns, charts, and figures updated instantly.

Ready to take control of your finances?

Start with a free calculator and make informed financial decisions today.

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